TracStor

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Your home inventory, ready for your insurer.

After a fire, flood or break-in, the first hard question is “what did you have?” TracStor already knows what's in every bin, closet and storage unit. Add what things are worth and a photo of the receipt, and it makes one PDF you can hand to your insurer.

In the app today. Made on your phone; nothing is uploaded.

Page 1 of a TracStor insurance report: Home inventory for insurance, prepared for Jordan Lee, with tiles for 15 items, $1,083 replacement value and 1 receipt, a signature line, and totals by place and by category
A real TracStor report · sample data

Insurance›Why it matters

Most homes have no inventory. Insurers still ask for one.

47%of US homeowners say they have an inventory of their belongings. More than half don't.Triple-I & Munich Re, 2023
$5,524average homeowners theft claim, 2019–2023. About 1 in 18 insured homes has a claim each year.Triple-I, ISO/Verisk data
57%of 2025 Los Angeles wildfire survivors who answered a survey said their insurer made them itemize every damaged or lost item.United Policyholders, 2025
50–70%of a home's coverage is typically what a policy pays for belongings: a big number to prove from memory.Triple-I

“Your inventory will help you prove the value of what you owned.”

FEMA, Document and Insure Your Property

Insurance›What goes in it

What insurers ask for, and where TracStor keeps it

Insurers and regulators recommend recording the same handful of details for each item.6, 7 TracStor has a place for every one of them.

They ask forIn TracStor
A description and photosEach item's name, notes and photos, plus photos of the bin and what's in it
Make, model and serial numberThe item's Value & insurance card
When and where it was bought, and the pricePurchase date and price on the same card
What it's worth todayReplacement value, each; the report multiplies by how many you have and totals it
Receipts, invoices, appraisalsReceipt photos on the item; each one printed full size at the end of the report
Things in the basement, attic, garage and storage unitThat's where TracStor lives: every item listed by place and bin, down to the stack
A copy kept away from homeSave the PDF to Google Drive or email it to yourself; the full backup ZIP goes anywhere you choose

Insurance›The report

One PDF: totals, every item, every receipt

Real pages from a report made in TracStor. Your name, address, insurance company and policy number go on the cover if you add them.

Report cover: totals, items without a value, signature line, totals by place and category
Cover: items, total replacement value, receipts, items still missing a value, and a signature line. Totals by place and by category.
Report page listing the Red toolbox: Cordless drill $129 with make, model, serial number, purchase date and price and 1 receipt; Hammer $24; two items marked No value
Every item, by place and bin: value, make and model, serial number, purchase details, category, code and notes. Missing values stand out in red.
Report Receipts page with a photographed store receipt for the cordless drill
Receipts: each one full size, labeled with the item and its code.

Sample data. The receipt is from a made-up store.

Insurance›How

Three steps, as you go

  1. Add values while you're there. Open an item, tap Value & insurance, and enter what it would cost to replace, plus make, model and serial number if it has them. Start with the expensive things: TVs, tools, bikes, cameras, instruments.
  2. Photograph the receipt. The camera button on the same card. Paper receipts fade; photos don't.
  3. Make the PDF. Settings › Insurance & inventory report. Everything, or one place: just the garage, just the storage unit. Save it to Google Drive or email it to yourself.

Keep it current: after big purchases, and each season. California's insurance department suggests updating an inventory three or four times a year.8

TracStor item screen for a cordless drill: Value & insurance card with value $129, make and model, serial number, bought Mar 14, 2024 for $119, and one receipt photo; below it the Sell card
The Value & insurance card on an item · sample data

Insurance›Private

A list of everything valuable you own shouldn't live on someone else's server.

TracStor keeps your inventory on your phone. There's no account, and the report is made on the phone itself. It goes only where you send it.

Account
None needed.
Report
Made on your phone, saved where you choose.
Copy away from home
Google Drive, email or a computer: your choice.
Spreadsheet
The backup's items.csv includes values, serial numbers and purchase details.

Insurance›FAQ

Questions

Will my insurance company accept it?

The report records what insurers and regulators recommend: descriptions, photos, make, model, serial numbers, purchase details, values and receipts. Each insurer decides what it needs for a claim, so check your policy or ask your agent. TracStor doesn't file claims or talk to insurers for you.

Do I have to enter a value for everything?

No. The report lists everything, and items without a value say “No value” in red, with a count on the cover. Start with the expensive things and fill in the rest over time.

I rent. Is this for me too?

Yes. Renters insurance covers your belongings the same way, and the report is the same.

Can I make a report for just one place?

Yes: choose a place when you create the report, for example the garage or a storage unit. Its areas and sub-places are included.

Is anything uploaded?

No. TracStor has no account and no servers holding your inventory. The PDF is made on your phone and goes where you save or send it.

What does it cost?

TracStor is free during early access, including the report.

Start the list before you need it

TracStor is in early access on Android. Join early access · How-to guide · How TracStor compares

Sources

  1. Insurance Information Institute (Triple-I) and Munich Re, homeowners' perception of weather risks, survey of 2,018 US adults (1,103 homeowners), 2023: 47% have an inventory. iii.org.
  2. Triple-I, Facts + Statistics: Homeowners and renters insurance (ISO/Verisk data, 2019–2023): about 1 in 18 insured homes has a claim each year; average theft claim $5,524. iii.org.
  3. United Policyholders, 2025 Los Angeles wildfires six-month survey (453 households, July–September 2025; survivors who chose to respond, not a national sample). uphelp.org.
  4. Triple-I, What is covered by standard homeowners policies: coverage for belongings is generally 50 to 70% of the coverage on the house. iii.org.
  5. FEMA, Document and Insure Your Property (FEMA P-1097), via Ready.gov. ready.gov.
  6. Triple-I, How to create a home inventory. iii.org.
  7. State Farm, Home inventory: how to create one (includes items in basements, attics, garages and self-storage units). statefarm.com.
  8. California Department of Insurance, Home Inventory Guide (June 2023). insurance.ca.gov.

TracStor isn't affiliated with any insurer or organization named here. Checked October 7, 2026.